# Business Loans ## Categories - [All posts](https://capitalgurus.com/blog/) - [SBA Loans](https://capitalgurus.com/blog/category/sba-loans/) - [Business Credit](https://capitalgurus.com/blog/category/business-credit/) - [Business Line of Credit](https://capitalgurus.com/blog/category/line-of-credit/) - [Startup Funding](https://capitalgurus.com/blog/category/startup-funding/) - [Equipment Financing](https://capitalgurus.com/blog/category/equipment-financing/) - [Working Capital](https://capitalgurus.com/blog/category/working-capital/) - [Merchant Cash Advance](https://capitalgurus.com/blog/category/merchant-cash-advance/) ## Latest articles - [The Best Collateral Options for Securing a Business Loan](https://capitalgurus.com/blog/business-loan-collateral-options-guide/) — Business Loans — October 26, 2026 — This article explains the most common business loan collateral options and offers practical guidance to help small business owners choose and document collateral when… - [How to Use a Term Loan for Business Expansion](https://capitalgurus.com/blog/using-a-term-loan-for-business-expansion/) — Business Loans — October 11, 2026 — Using a term loan for business expansion requires careful planning—this guide walks you through assessing costs, forecasting ROI, aligning repayment with cash flow, and… - [Understanding UCC Filings: What Small Business Owners Need to Know](https://capitalgurus.com/blog/ucc-filing-small-business-guide/) — Business Loans — September 29, 2026 — Learn what a UCC filing is, how it works in small business lending, and why tracking these public records is crucial for your company’s credit and funding options. - [What Is a Blanket Lien and How Does It Affect Small Business Financing?](https://capitalgurus.com/blog/what-is-a-blanket-lien/) — Business Loans — August 26, 2026 — A blanket lien in small business loans gives lenders a claim over all business assets if the loan defaults. Understanding blanket liens helps small business owners… - [Essential Financial Metrics Every Small Business Owner Should Track](https://capitalgurus.com/blog/essential-financial-metrics-small-business/) — Business Loans — August 22, 2026 — Tracking core financial metrics like cash flow, EBITDA, and debt-to-equity helps small business owners gain insight, spot trends, and improve funding readiness. This… - [Understanding the Business Debt Service Coverage Ratio (DSCR) and Its Importance](https://capitalgurus.com/blog/debt-service-coverage-ratio-explained/) — Business Loans — August 16, 2026 — The business debt service coverage ratio (DSCR) measures your ability to repay business debts from operating income and is a key metric lenders use to assess funding… - [How to Avoid the Most Common Business Loan Application Mistakes](https://capitalgurus.com/blog/business-loan-application-mistakes/) — Business Loans — August 12, 2026 — Many business owners face delays or rejections due to avoidable business loan application mistakes. Learn how to build a complete, error-free application and improve… - [Choosing the Right Business Structure for Funding: What Small Businesses Need to Know](https://capitalgurus.com/blog/business-structure-for-funding-eligibility/) — Business Loans — August 10, 2026 — Your choice of business structure—sole proprietorship, partnership, LLC, or corporation—shapes your eligibility and access to small business funding. Understanding these… - [Step-by-Step Guide to Refinancing Business Debt with a Term Loan](https://capitalgurus.com/blog/refinance-business-debt-with-term-loan/) — Business Loans — August 8, 2026 — Refinancing business debt with a term loan can help streamline your payments and possibly improve cash flow, but it’s important to understand the process, eligibility… - [How to Negotiate Repayment Terms with Your Business Lender](https://capitalgurus.com/blog/negotiate-business-loan-repayment-terms/) — Business Loans — July 9, 2026 — Adapting your loan repayment terms may help keep your business on track during challenging times. Learn how to negotiate business loan repayment terms with preparation,… - [How to Improve Your Chances of Loan Approval: Actionable Strategies for Small Businesses](https://capitalgurus.com/blog/improve-business-loan-approval-chances/) — Business Loans — June 29, 2026 — Small business loan approval rates have tightened, but strategic preparation can significantly boost your chances of success. Here’s how to strengthen your application,… - [25 Business Terms Small Business Owners Should Know](https://capitalgurus.com/blog/business-terms-small-business-owners-should-know/) — Business Loans — September 26, 2024 — - SBA loans are government-backed loans with SBA-capped maximum rates and potentially longer repayment terms. - A business line of credit gives you access to funds as… ## More posts [Next](https://capitalgurus.com/blog/category/business-loans/page/2/) [Page 2](https://capitalgurus.com/blog/category/business-loans/page/2/) · [Page 3](https://capitalgurus.com/blog/category/business-loans/page/3/) · [Page 4](https://capitalgurus.com/blog/category/business-loans/page/4/) ## New to business financing? Start here - [How to get a business loan](https://capitalgurus.com/guides/how-to-get-a-business-loan/) - [Business loan requirements](https://capitalgurus.com/guides/business-loan-requirements/) - [Types of business loans](https://capitalgurus.com/guides/types-of-business-loans/) --- Source: https://capitalgurus.com/blog/category/business-loans/ · Last reviewed 2026-11-09 · Capital Gurus is not a lender.