# SBA Loans ## Categories - [All posts](https://capitalgurus.com/blog/) - [Business Loans](https://capitalgurus.com/blog/category/business-loans/) - [Business Credit](https://capitalgurus.com/blog/category/business-credit/) - [Business Line of Credit](https://capitalgurus.com/blog/category/line-of-credit/) - [Startup Funding](https://capitalgurus.com/blog/category/startup-funding/) - [Equipment Financing](https://capitalgurus.com/blog/category/equipment-financing/) - [Working Capital](https://capitalgurus.com/blog/category/working-capital/) - [Merchant Cash Advance](https://capitalgurus.com/blog/category/merchant-cash-advance/) ## Latest articles - [How to Use an SBA Loan to Refinance Your Business Debt](https://capitalgurus.com/blog/sba-loan-refinance-business-debt/) — SBA Loans — October 24, 2026 — SBA loans can be a strategic tool for small business owners looking to refinance existing business debt. This guide details eligibility, process, required paperwork, and… - [Are SBA Loans Guaranteed?](https://capitalgurus.com/blog/are-sba-loans-guaranteed/) — SBA Loans — July 22, 2023 — - The Small Business Administration guarantees a portion of each SBA loan, which means it covers part of the lender's loss if the borrower defaults; the borrower still… - [Are SBA EIDL Loans Assumable?](https://capitalgurus.com/blog/are-sba-eidl-loans-assumable/) — SBA Loans — July 22, 2023 — - An SBA EIDL loan can be assumed by a new owner only with the SBA's approval. - Until the SBA approves an assumption, the borrower who received the loan remains… - [How Long Does SBA Loan Approval Take?](https://capitalgurus.com/blog/how-long-does-sba-loan-approval-take/) — SBA Loans — July 22, 2023 — - The length of time for SBA loan approval can vary depending on various factors such as the complexity of the application and the lender’s processing time. - On… - [Are SBA EIDL Loans Personally Guaranteed: Everything You Need to Know](https://capitalgurus.com/blog/are-sba-eidl-loans-personally-guaranteed/) — SBA Loans — July 21, 2023 — - COVID-19 EIDL loans above a set amount required a personal guarantee; smaller loans did not. - Personal guarantees mean that if the business is unable to repay the… - [Exploring If SBA Loans are Public Record for Enhanced Transparency and Business Growth](https://capitalgurus.com/blog/are-sba-loans-public-record/) — SBA Loans — July 19, 2023 — - Yes, in part: the SBA publishes loan-level data on its 7(a) and 504 programs as open files on data.sba.gov. - Each record lists the borrower's name and address, the… - [Exploring SBA Disaster Loans and their Forgiveness Options](https://capitalgurus.com/blog/sba-disaster-loan-forgiveness/) — SBA Loans — July 19, 2023 — - SBA disaster loans, including the COVID-19 Economic Injury Disaster Loan (EIDL), must be repaid. They have no forgiveness program. - The forgivable program was the… - [SBA Loans: Demystifying the Process and Revealing How Accessible They Truly Are](https://capitalgurus.com/blog/are-sba-loans-easy-to-get/) — SBA Loans — July 14, 2023 — - SBA loans can be difficult to obtain due to strict eligibility requirements. - Applicants must have a strong credit history and demonstrate the ability to repay the… - [A Step-by-Step Guide to Easily Checking Your SBA Loan Balance](https://capitalgurus.com/blog/how-to-check-sba-loan-balance/) — SBA Loans — July 13, 2023 — 1. Check with whoever services the loan: for most 7(a) and 504 loans that is your lender; for disaster loans and loans the SBA services itself, it is the SBA Loan… - [Exploring the Benefits of Refinancing SBA Loans](https://capitalgurus.com/blog/refinancing-sba-loans/) — SBA Loans — July 13, 2023 — - Refinancing SBA loans can help borrowers secure better interest rates and terms, potentially reducing monthly payments and saving money over the long term. - It is… - [SBA Loan Forgiveness: Expert Tips and Strategies for Success](https://capitalgurus.com/blog/sba-loan-forgiveness/) — SBA Loans — July 13, 2023 — - The program behind SBA loan forgiveness was the Paycheck Protection Program (PPP), which ended on May 31, 2021. Regular 7(a), 504 and EIDL loans have no forgiveness… - [Business Growth: Discover the Versatility of SBA Loans for Your Financial Needs](https://capitalgurus.com/blog/what-can-sba-loans-be-used-for/) — SBA Loans — July 13, 2023 — - SBA loans can be used for a variety of purposes, including starting a new business, expanding an existing business, or purchasing real estate. - These loans can also… ## More posts [Next](https://capitalgurus.com/blog/category/sba-loans/page/2/) [Page 2](https://capitalgurus.com/blog/category/sba-loans/page/2/) ## New to business financing? Start here - [How to get a business loan](https://capitalgurus.com/guides/how-to-get-a-business-loan/) - [Business loan requirements](https://capitalgurus.com/guides/business-loan-requirements/) - [Types of business loans](https://capitalgurus.com/guides/types-of-business-loans/) --- Source: https://capitalgurus.com/blog/category/sba-loans/ · Last reviewed 2026-11-09 · Capital Gurus is not a lender.