# Small Business Financing Blog Practical articles on [small business loans](https://capitalgurus.com/), credit building, SBA, equipment and working capital, written for owners rather than bankers. ## Categories - [Business Loans](https://capitalgurus.com/blog/category/business-loans/) - [SBA Loans](https://capitalgurus.com/blog/category/sba-loans/) - [Business Credit](https://capitalgurus.com/blog/category/business-credit/) - [Business Line of Credit](https://capitalgurus.com/blog/category/line-of-credit/) - [Startup Funding](https://capitalgurus.com/blog/category/startup-funding/) - [Equipment Financing](https://capitalgurus.com/blog/category/equipment-financing/) - [Working Capital](https://capitalgurus.com/blog/category/working-capital/) - [Merchant Cash Advance](https://capitalgurus.com/blog/category/merchant-cash-advance/) ## Latest articles - [Revolving vs Non-Revolving Business Lines of Credit: What’s the Difference?](https://capitalgurus.com/blog/revolving-vs-non-revolving-business-lines-of-credit/) — Business Line of Credit — November 5, 2026 — Learn the key differences between revolving and non-revolving business lines of credit, including usage, structure, and best use cases, so you can make decisions that… - [A Practical Guide to Building Business Credit as an Immigrant Entrepreneur in the US](https://capitalgurus.com/blog/build-business-credit-immigrant-entrepreneur-us/) — Business Credit — November 3, 2026 — Learn how to build business credit as an immigrant entrepreneur in the US with this step-by-step guide featuring practical actions, resources, and tips designed for… - [How to Establish Net-30 Accounts to Build Your Business Credit](https://capitalgurus.com/blog/establish-net-30-accounts-business-credit/) — Business Credit — November 1, 2026 — Net-30 accounts are a practical first step for building business credit. This guide explains how to establish net-30 accounts, choose reputable vendors, and use payment… - [How Equipment Financing Impacts Tax Deductions: A Guide for Small Businesses](https://capitalgurus.com/blog/equipment-financing-tax-deductions-guide/) — Equipment Financing — October 28, 2026 — This guide explains how equipment financing impacts your business’s tax situation, including key differences between leasing and purchasing, depreciation, and Section… - [The Best Collateral Options for Securing a Business Loan](https://capitalgurus.com/blog/business-loan-collateral-options-guide/) — Business Loans — October 26, 2026 — This article explains the most common business loan collateral options and offers practical guidance to help small business owners choose and document collateral when… - [How to Use an SBA Loan to Refinance Your Business Debt](https://capitalgurus.com/blog/sba-loan-refinance-business-debt/) — SBA Loans — October 24, 2026 — SBA loans can be a strategic tool for small business owners looking to refinance existing business debt. This guide details eligibility, process, required paperwork, and… - [How to Set Working Capital Targets for Your Small Business](https://capitalgurus.com/blog/how-to-set-working-capital-targets/) — Working Capital — October 18, 2026 — Setting and regularly reviewing working capital targets can help your small business safeguard cash flow and maintain financial resilience. This guide explains how to… - [How to Use Equipment Financing for Technology Upgrades in Your Small Business](https://capitalgurus.com/blog/equipment-financing-for-technology-upgrades-guide/) — Equipment Financing — October 13, 2026 — Equipment financing for technology upgrades allows small businesses to access crucial IT, software, and hardware without straining cash flow. Learn how you can leverage… - [How to Use a Term Loan for Business Expansion](https://capitalgurus.com/blog/using-a-term-loan-for-business-expansion/) — Business Loans — October 11, 2026 — Using a term loan for business expansion requires careful planning—this guide walks you through assessing costs, forecasting ROI, aligning repayment with cash flow, and… - [A Complete Guide to Equipment Financing Documents for Small Businesses](https://capitalgurus.com/blog/equipment-financing-documents-guide/) — Equipment Financing — October 7, 2026 — Learn which equipment financing documents are usually required for small business loan or lease applications and get tips to make your funding process smoother. - [Understanding the Draw Period on Your Business Line of Credit](https://capitalgurus.com/blog/business-line-of-credit-draw-period-explained/) — Business Line of Credit — October 1, 2026 — Knowing how the draw period works on your business line of credit is essential for managing cash flow and minimizing borrowing costs. This article explains the… - [Understanding UCC Filings: What Small Business Owners Need to Know](https://capitalgurus.com/blog/ucc-filing-small-business-guide/) — Business Loans — September 29, 2026 — Learn what a UCC filing is, how it works in small business lending, and why tracking these public records is crucial for your company’s credit and funding options. ## More posts [Next](https://capitalgurus.com/blog/page/2/) [Page 2](https://capitalgurus.com/blog/page/2/) · [Page 3](https://capitalgurus.com/blog/page/3/) · [Page 10](https://capitalgurus.com/blog/page/10/) ## New to business financing? Start here - [How to get a business loan](https://capitalgurus.com/guides/how-to-get-a-business-loan/) - [Business loan requirements](https://capitalgurus.com/guides/business-loan-requirements/) - [Types of business loans](https://capitalgurus.com/guides/types-of-business-loans/) --- Source: https://capitalgurus.com/blog/ · Last reviewed 2026-11-09 · Capital Gurus is not a lender.