# Small Business Financing Blog · Page 6 Practical articles on [small business loans](https://capitalgurus.com/), credit building, SBA, equipment and working capital, written for owners rather than bankers. ## Categories - [Business Loans](https://capitalgurus.com/blog/category/business-loans/) - [SBA Loans](https://capitalgurus.com/blog/category/sba-loans/) - [Business Credit](https://capitalgurus.com/blog/category/business-credit/) - [Business Line of Credit](https://capitalgurus.com/blog/category/line-of-credit/) - [Startup Funding](https://capitalgurus.com/blog/category/startup-funding/) - [Equipment Financing](https://capitalgurus.com/blog/category/equipment-financing/) - [Working Capital](https://capitalgurus.com/blog/category/working-capital/) - [Merchant Cash Advance](https://capitalgurus.com/blog/category/merchant-cash-advance/) ## Latest articles - [Understanding Personal Guarantees in Small Business Financing](https://capitalgurus.com/blog/personal-guarantees-explained/) — Business Loans — September 26, 2024 — - A personal guarantee makes the business owner personally responsible for loan repayment. - There are two main types of personal guarantees: unlimited and limited. -… - [SBA Loan With Bad Credit: What You Can Expect](https://capitalgurus.com/blog/sba-loan-with-bad-credit/) — Business Loans — September 26, 2024 — - Bad credit can make getting an SBA loan harder, but it’s not impossible. - Most SBA lenders set a minimum credit score of their own, and a stronger score widens the… - [What Is a Soft Credit Check for a Business Loan?](https://capitalgurus.com/blog/soft-credit-check-business-loan/) — Business Credit — September 26, 2024 — - A soft credit check does not impact your credit score. - Lenders use soft checks to assess creditworthiness without a hard inquiry. - Soft checks are helpful for… - [Traditional Bank vs. Alternative Lender](https://capitalgurus.com/blog/bank-vs-alternative-lender/) — Business Loans — January 25, 2024 — When it comes to securing financing for your business, the choice between traditional banks and alternative lending options can significantly impact your borrowing… - [7 Benefits to Taking Out a Business Line of Credit](https://capitalgurus.com/blog/business-line-of-credit-benefits/) — Business Line of Credit — January 25, 2024 — - Flexible access to funds - Opportunity to cover unexpected expenses - Ability to manage cash flow - Interest charged only on what you draw - Unsecured options that may… - [How Does a Business Line of Credit Fit for Contractors?](https://capitalgurus.com/blog/business-line-of-credit-for-contractors/) — Business Line of Credit — January 25, 2024 — - Business lines of credit provide flexibility and access to funds as needed - Some providers in our network consider a line of credit with at least… - [Why a Line of Credit Makes Sense for the Trucking Industry](https://capitalgurus.com/blog/business-line-of-credit-for-trucking-companies/) — Business Line of Credit — January 25, 2024 — The trucking industry is a vital component of the economy, and access to flexible financing options is crucial for its success. In this article, we will explore the… - [Declined for a Business Loan? Take These Next Steps](https://capitalgurus.com/blog/declined-for-a-business-loan-next-steps/) — Business Loans — January 25, 2024 — Securing a loan for your business is a crucial step in obtaining the necessary funds to start or grow your company. If you’ve been declined for a business loan, it’s… - [The Pros and Cons of Your Business Taking on Private Investors](https://capitalgurus.com/blog/private-investors-pros-and-cons/) — Business Loans — January 25, 2024 — - Private investors give you money in exchange for a share of ownership, so there are no repayments, but they share in the profits and in any future sale. - Investor… - [Pros and Cons of a Secured Business Line of Credit](https://capitalgurus.com/blog/secured-business-line-of-credit-pros-and-cons/) — Business Line of Credit — January 25, 2024 — A secured business line of credit offers businesses the flexibility to access funds as needed, providing a safety net for cash flow fluctuations and unexpected expenses.… - [Are SBA Loans Guaranteed?](https://capitalgurus.com/blog/are-sba-loans-guaranteed/) — SBA Loans — July 22, 2023 — - The Small Business Administration guarantees a portion of each SBA loan, which means it covers part of the lender's loss if the borrower defaults; the borrower still… - [Can You Use a Business Loan to Buy a House: Exploring the Possibilities](https://capitalgurus.com/blog/can-you-use-a-business-loan-to-buy-a-house/) — Business Loans — July 22, 2023 — - Most business loans cannot be used to purchase a personal residence. - Business loans are typically intended for financing business-related expenses, such as equipment… ## More posts [Previous](https://capitalgurus.com/blog/page/5/) · [Next](https://capitalgurus.com/blog/page/7/) [Page 1](https://capitalgurus.com/blog/) · [Page 5](https://capitalgurus.com/blog/page/5/) · [Page 7](https://capitalgurus.com/blog/page/7/) · [Page 10](https://capitalgurus.com/blog/page/10/) ## New to business financing? Start here - [How to get a business loan](https://capitalgurus.com/guides/how-to-get-a-business-loan/) - [Business loan requirements](https://capitalgurus.com/guides/business-loan-requirements/) - [Types of business loans](https://capitalgurus.com/guides/types-of-business-loans/) --- Source: https://capitalgurus.com/blog/page/6/ · Last reviewed 2026-11-09 · Capital Gurus is not a lender.