# Small Business Financing Blog · Page 7

Practical articles on [small business loans](https://capitalgurus.com/), credit building, SBA, equipment and working capital, written for owners rather than bankers.

## Categories

- [Business Loans](https://capitalgurus.com/blog/category/business-loans/)
- [SBA Loans](https://capitalgurus.com/blog/category/sba-loans/)
- [Business Credit](https://capitalgurus.com/blog/category/business-credit/)
- [Business Line of Credit](https://capitalgurus.com/blog/category/line-of-credit/)
- [Startup Funding](https://capitalgurus.com/blog/category/startup-funding/)
- [Equipment Financing](https://capitalgurus.com/blog/category/equipment-financing/)
- [Working Capital](https://capitalgurus.com/blog/category/working-capital/)
- [Merchant Cash Advance](https://capitalgurus.com/blog/category/merchant-cash-advance/)

## Latest articles

- [Are Business Loans Fixed or Variable: Understanding the Differences and Choosing the Right Option](https://capitalgurus.com/blog/business-loans-fixed-vs-variable-rate/) — Business Loans — July 22, 2023 — - Business loans can be either fixed or variable, depending on the terms agreed upon between the lender and borrower. - A fixed business loan has a predetermined…
- [Do SBA Loans Impact Your Credit Score?](https://capitalgurus.com/blog/do-sba-loans-impact-your-credit-score/) — Business Credit — July 22, 2023 — - SBA loans can impact your credit score: When you apply for an SBA loan, the lender will likely check your credit history, which can temporarily lower your credit…
- [How Much Do Business Loan Brokers Make: A Comprehensive Guide](https://capitalgurus.com/blog/how-much-do-business-loan-brokers-make/) — Business Loans — July 22, 2023 — - Business loan brokers typically earn a commission on the loans they facilitate, usually a percentage of the loan amount that varies by provider and product. - The…
- [Are SBA EIDL Loans Assumable?](https://capitalgurus.com/blog/are-sba-eidl-loans-assumable/) — SBA Loans — July 22, 2023 — - An SBA EIDL loan can be assumed by a new owner only with the SBA's approval. - Until the SBA approves an assumption, the borrower who received the loan remains…
- [How to Get Business Credit Without Personal Guarantee: A Step-by-Step Guide](https://capitalgurus.com/blog/business-credit-without-personal-guarantee/) — Business Loans — July 22, 2023 — - Build a strong business credit history by consistently paying bills on time and managing your finances responsibly. - Establish relationships with vendors and…
- [Do Business Loans Require a Down Payment: Everything You Need to Know](https://capitalgurus.com/blog/do-business-loans-require-a-down-payment/) — Business Loans — July 22, 2023 — - Many traditional lenders ask for a down payment, depending on the loan type and the borrower’s profile. - The down payment is usually a percentage of the purchase…
- [Do Commercial Loans Get a 1098: Everything You Need to Know](https://capitalgurus.com/blog/do-commercial-loans-get-a-1098/) — Business Loans — July 22, 2023 — - Commercial loans do not typically generate a Form 1098, because the form only reports mortgage interest paid by an individual, including a sole proprietor, on a loan…
- [How Long Does SBA Loan Approval Take?](https://capitalgurus.com/blog/how-long-does-sba-loan-approval-take/) — SBA Loans — July 22, 2023 — - The length of time for SBA loan approval can vary depending on various factors such as the complexity of the application and the lender’s processing time. - On…
- [How Many Business Loans Can You Get: A Comprehensive Guide to Financing Options](https://capitalgurus.com/blog/how-many-business-loans-can-you-have/) — Business Loans — July 22, 2023 — - There is no set limit on the number of business loans you can get. - The number of loans you can obtain depends on your creditworthiness and ability to repay them. -…
- [How Hard is it to Get a $100k Business Loan?](https://capitalgurus.com/blog/how-to-get-a-100k-business-loan/) — Business Loans — July 22, 2023 — - Securing a $100k business loan can be challenging due to the high amount of capital involved. - Lenders typically require a strong credit history and a solid business…
- [How to Sell Business Loans: A Comprehensive Guide](https://capitalgurus.com/blog/how-to-sell-business-loans/) — Business Loans — July 22, 2023 — - Understand the needs and goals of potential borrowers: Before selling business loans, it is crucial to thoroughly understand the specific financial needs and goals of…
- [What Happens to Business Loan if Business Fails: Explained](https://capitalgurus.com/blog/what-happens-to-business-loan-if-business-fails/) — Business Loans — July 22, 2023 — 1. If a business fails, the responsibility to repay the business loan typically remains with the borrower. 2. The lender may have the right to seize any collateral that…

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## New to business financing? Start here

- [How to get a business loan](https://capitalgurus.com/guides/how-to-get-a-business-loan/)
- [Business loan requirements](https://capitalgurus.com/guides/business-loan-requirements/)
- [Types of business loans](https://capitalgurus.com/guides/types-of-business-loans/)

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Source: https://capitalgurus.com/blog/page/7/ · Last reviewed 2026-11-09 · Capital Gurus is not a lender.