# Small Business Financing Blog · Page 8 Practical articles on [small business loans](https://capitalgurus.com/), credit building, SBA, equipment and working capital, written for owners rather than bankers. ## Categories - [Business Loans](https://capitalgurus.com/blog/category/business-loans/) - [SBA Loans](https://capitalgurus.com/blog/category/sba-loans/) - [Business Credit](https://capitalgurus.com/blog/category/business-credit/) - [Business Line of Credit](https://capitalgurus.com/blog/category/line-of-credit/) - [Startup Funding](https://capitalgurus.com/blog/category/startup-funding/) - [Equipment Financing](https://capitalgurus.com/blog/category/equipment-financing/) - [Working Capital](https://capitalgurus.com/blog/category/working-capital/) - [Merchant Cash Advance](https://capitalgurus.com/blog/category/merchant-cash-advance/) ## Latest articles - [Are Business Loans Part of Reg Z: Everything You Need to Know](https://capitalgurus.com/blog/are-business-loans-covered-by-reg-z/) — Business Loans — July 21, 2023 — - Business loans are generally not covered under Regulation Z, which primarily focuses on consumer lending. - The test is the loan's purpose: a business-purpose loan… - [Are SBA EIDL Loans Personally Guaranteed: Everything You Need to Know](https://capitalgurus.com/blog/are-sba-eidl-loans-personally-guaranteed/) — SBA Loans — July 21, 2023 — - COVID-19 EIDL loans above a set amount required a personal guarantee; smaller loans did not. - Personal guarantees mean that if the business is unable to repay the… - [Understanding the Business Loan Agreement: What You Need to Know](https://capitalgurus.com/blog/business-loan-agreement-explained/) — Business Loans — July 21, 2023 — - A business loan agreement is a legally binding contract between a lender and a borrower that outlines the terms and conditions of a loan provided to the borrower for… - [Can You Get a Business Loan with No Income?](https://capitalgurus.com/blog/business-loan-with-no-income/) — Startup Funding — July 21, 2023 — - It is extremely difficult to get a business loan with no income as lenders typically require proof of income to assess repayment ability. - Having a steady source of… - [Can I Get a Business Loan Without a Business? Exploring Financing Options for Startups and Entrepreneurs](https://capitalgurus.com/blog/business-loan-without-a-business/) — Startup Funding — July 21, 2023 — - It is generally difficult to get a business loan without an existing business entity. - Lenders typically require a business plan and financial projections to assess… - [Can a Business Loan Money to an Individual: Exploring the Possibilities and Implications](https://capitalgurus.com/blog/can-a-business-loan-money-to-an-individual/) — Business Loans — July 21, 2023 — - A business can lend money to an individual, but one that makes loans to individuals as a regular activity may need a state lending license and must follow consumer… - [Can Business Loans Be Written Off: Understanding the Tax Implications](https://capitalgurus.com/blog/can-business-loans-be-written-off/) — Business Loans — July 21, 2023 — - Business loans can be written off under certain circumstances, such as bankruptcy or insolvency. - Writing off a business loan means the lender removes it from its… - [Does Chase Offer Business Loans: Everything You Need to Know](https://capitalgurus.com/blog/does-chase-offer-business-loans/) — Business Loans — July 21, 2023 — - Chase offers business loans to help entrepreneurs and small businesses meet their financial needs. - They provide a variety of loan options, including lines of credit,… - [How Does Business Loan Repayment Work: A Comprehensive Guide](https://capitalgurus.com/blog/how-business-loan-repayment-works/) — Business Loans — July 21, 2023 — - Business loan repayment involves paying back the borrowed amount along with interest over a specified period of time. - The repayment terms for business loans can… - [What Are Corporate Loans and How Do They Work?](https://capitalgurus.com/blog/what-are-corporate-loans/) — Business Loans — July 21, 2023 — - Corporate loans are financial products offered by banks and financial institutions to corporations and businesses. - These loans are designed to provide businesses… - [Exploring If SBA Loans are Public Record for Enhanced Transparency and Business Growth](https://capitalgurus.com/blog/are-sba-loans-public-record/) — SBA Loans — July 19, 2023 — - Yes, in part: the SBA publishes loan-level data on its 7(a) and 504 programs as open files on data.sba.gov. - Each record lists the borrower's name and address, the… - [A Step-by-Step Guide to Applying for a Business Loan with EIN](https://capitalgurus.com/blog/business-loan-with-ein/) — Startup Funding — July 19, 2023 — - Having an EIN (Employer Identification Number) is essential for applying for a business loan. - Prepare a comprehensive business plan that outlines your company’s… ## More posts [Previous](https://capitalgurus.com/blog/page/7/) · [Next](https://capitalgurus.com/blog/page/9/) [Page 1](https://capitalgurus.com/blog/) · [Page 7](https://capitalgurus.com/blog/page/7/) · [Page 9](https://capitalgurus.com/blog/page/9/) · [Page 10](https://capitalgurus.com/blog/page/10/) ## New to business financing? Start here - [How to get a business loan](https://capitalgurus.com/guides/how-to-get-a-business-loan/) - [Business loan requirements](https://capitalgurus.com/guides/business-loan-requirements/) - [Types of business loans](https://capitalgurus.com/guides/types-of-business-loans/) --- Source: https://capitalgurus.com/blog/page/8/ · Last reviewed 2026-11-09 · Capital Gurus is not a lender.