# Business Loans in Las Vegas and Across Nevada: Local Financing Options From a Las Vegas Brokerage Capital Gurus is a business financing broker with its own office in Las Vegas. We match Las Vegas and Nevada businesses with term loans, lines of credit, equipment financing, invoice factoring and revenue-based options from a network of funding providers. Providers in our network consider $10K to $10M, depending on the funding provider, with same-day decisions on complete files. ## At a glance - **Office:** 1700 S Pavilion Center Dr, Ste 420, Las Vegas, NV 89135 - **Main line:** (725) 425-4307 - **Funded in Nevada:** Capital Gurus has arranged funding for 45 Nevada businesses since 2023 - **Area worked from here:** Clark County in person or by phone; the rest of Nevada by phone, email and e-signature - **Typical amount:** $10K–$10M across the products in our network, depending on the funding provider - **Speed:** Same-day decisions; funding as fast as 6 hours from some providers, subject to provider approval and document turnaround **What being in the same city changes** — The person reading your file is in your time zone and, if you want, in a building you can drive to. **What it does not change** — The answer. The funding provider that reads the file decides, and it decides on the file. ## What a Nevada business receives before it signs What you get from us does not depend on a state disclosure law. - **The provider's own agreement.** — It states the amount, what is collected, how often, for how long, and every fee. Read it before you sign. - **Offers you can put side by side.** — We present what providers in our network return and help you read the differences the cost vocabulary hides. - **A clear line about who decides.** — We do not decide credit, fund, set rates or fees, or report to the bureaus. The provider making your offer does. Capital Gurus does not hold a lending license, because it does not lend, and never describes itself as a licensed lender in Nevada or any other state. ## Which products we can place for a Nevada business Provider guidelines are written state by state, and a few providers restrict particular states for particular products. In Nevada, none of the funding providers active in our network excludes Nevada. - [Working capital financing](https://capitalgurus.com/loans-and-financing/working-capital/) — Payroll and payables between the weeks that actually pay. up to $10M for strong files - [Business line of credit](https://capitalgurus.com/loans-and-financing/line-of-credit/) — Standby capital for a gap you can predict but not date. $10K–$5M - [Business term loans](https://capitalgurus.com/loans-and-financing/term-loans/) — A known amount for a known project, on a fixed schedule. $10K–$10M, terms up to 10 years - [Equipment financing](https://capitalgurus.com/loans-and-financing/equipment-financing/) — Kitchens, laundry, HVAC, shop and yard equipment, fleet. up to $500K on the application alone; up to $5M with full documentation - [Invoice factoring](https://capitalgurus.com/loans-and-financing/invoice-factoring/) — When the resort, the operator or the general contractor pays on terms. Sized against the invoices - [Revenue-based financing](https://capitalgurus.com/loans-and-financing/merchant-cash-advance/) — Decided mainly on deposits; a purchase of future receivables, not a loan, priced with a factor rate. Sized against your deposits - [SBA loans](https://capitalgurus.com/loans-and-financing/sba-loans/) — Acquisition, real estate and the longest schedules. Set by the lender under SBA rules - [Startup funding](https://capitalgurus.com/loans-and-financing/startup-funding/) — When the business is younger than the published minimums. Smaller first amounts Rates, factor rates, fees and terms are set by the funding provider that makes your offer and are disclosed in that provider's agreement. Figures on this page are illustrative ranges from providers in our network, not offers. Want to see a payment first? [Business loan calculator](https://capitalgurus.com/calculators/business-loan-calculator/) [See your financing options](https://capitalgurus.com/apply/) · [(725) 425-4307](tel:+17254254307) Decisions from some providers the same day, depending on the provider. ## What Las Vegas businesses use financing for The cash-flow shape here is unusual, and it changes the product mix. - **Revenue comes in bursts.** — Hospitality, food service, transport and cleaning move with the convention calendar: a timing gap, best arranged early. [Business line of credit](https://capitalgurus.com/loans-and-financing/line-of-credit/) - **Build-outs outrun payment.** — Contractors pay for materials and payroll weeks before a pay application clears; waiting is financing your customer. [Invoice factoring](https://capitalgurus.com/loans-and-financing/invoice-factoring/) - **Equipment fails in the heat.** — HVAC, refrigeration, kitchens and fleet cooling work harder here. Invoiced equipment secures its own deal. [Equipment financing](https://capitalgurus.com/loans-and-financing/equipment-financing/) - **The quiet stretch.** — Payroll, insurance, rent and debt service do not pause between events. Size a payment against the quiet month, not the peak one. [Working capital financing](https://capitalgurus.com/loans-and-financing/working-capital/) ## The industries we arrange funding for most in Nevada Taken from the Nevada businesses we have arranged funding for. Each has its own page with the products ranked for it. - [Construction](https://capitalgurus.com/industries/construction/) — The gap between a pay application and payment, deposits and equipment. - [Professional services](https://capitalgurus.com/industries/professional-services/) — Payroll between retainers, and receivables from slow-paying clients. - [Manufacturing](https://capitalgurus.com/industries/manufacturing/) — Machines, raw materials and the orders that ship before they are paid. - [Restaurants](https://capitalgurus.com/industries/restaurants/) — Card sales carry the decision: build-outs, kitchens, quiet months. - [Retail](https://capitalgurus.com/industries/retail/) — Stock ahead of the season and the card sales that pay it back. Capital Gurus works with businesses in over 700 industries. [All industries](https://capitalgurus.com/industries/) ## Public programs, the SBA, and where a broker fits - **The SBA does not lend** — It guarantees part of a lender's loan, so [SBA loans](https://capitalgurus.com/loans-and-financing/sba-loans/) take weeks. Capital Gurus is not an SBA lender; SBA loans are made by SBA-participating lenders. - **Free advising** — Small Business Development Centers, SCORE and Women's Business Centers advise for free: often the better first call when you are planning. In Nevada: the U.S. Small Business Administration's Nevada District Office, 300 S. 4th St., Suite 400, Las Vegas, NV 89101 (by appointment only), with a second office in Carson City, per the [SBA's Nevada page](https://legacy.sba.gov/district/nevada). - **State-backed capital** — States run their own credit support beside the federal programs, often through an economic-development agency. Nevada's is below. In Nevada: Battle Born Growth, Nevada's State Small Business Credit Initiative (SSBCI) program, overseen by the Governor's Office of Economic Development (GOED) and funded by the U.S. Treasury, which supports lenders' lines of credit, owner-occupied real estate loans and working capital facilities to Nevada small businesses, per [GOED](https://goed.nv.gov/newsroom/battle-born-growth-helps-two-nevada-health-companies-secure-financing/). Where a broker fits is narrow. We do not administer public programs and cannot move anyone up a queue. We can say when a public program is the better route, and when your timeline makes it the wrong one. ## Henderson, North Las Vegas, Summerlin and the rest of Nevada - **Henderson** — Its own city, though nothing changes for financing. Mostly medical and dental, professional and home services. - **North Las Vegas** — Industrial and distribution space, trades, yards and fleet. Files here lean on equipment and receivables more than on card settlements. - **Summerlin, west side** — Where the office is. Professional services, medical, dental, salons and fitness, often on a line of credit or term loan. - **The rest of Nevada** — Reno, Sparks, Carson City, Elko, Mesquite and Pahrump apply as Las Vegas does, by phone, email and e-signature. ## The Las Vegas office - Capital Gurus, Inc. - 1700 S Pavilion Center Dr, Ste 420, Las Vegas, NV 89135 - (725) 425-4307 - Monday to Friday, 7:00 AM to 4:00 PM Pacific time; closed Saturday and Sunday Read our reviews: [Trustpilot](https://www.trustpilot.com/review/capitalgurus.com) · [Google](https://g.page/r/Cf6zosahxIXzEBM) · [BBB](https://www.bbb.org/us/nv/las-vegas/profile/small-business-loans/capital-gurus-1086-90086762) Every department line and email is on [Contact us](https://capitalgurus.com/contacts/), and [About Capital Gurus](https://capitalgurus.com/about-us/) sets out who does the work. If you would rather talk to a person first, call the main line. ## How to apply from Las Vegas Some providers consider applications at these minimums. - **12 months** time in business - **$15K** monthly revenue - **525** credit considered from - **3 months** bank statements, plus ID Meeting a minimum does not guarantee an offer. 1. **Apply once** — Online or by phone, in about 5 minutes, with a soft credit pull only. 2. **Send complete statements** — Whole months, every page, downloaded, not photographed. This sets the pace. 3. **We submit one file** — To the providers whose guidelines fit your industry, deposits and credit. Never sold on as a lead. 4. **You compare offers** — We explain the differences in plain words. You sign with the provider you choose. - [How a loan broker works](https://capitalgurus.com/guides/how-a-business-loan-broker-works/) - [Business loan requirements](https://capitalgurus.com/guides/business-loan-requirements/) ## Related pages and guides ### Related pages - [About Capital Gurus](https://capitalgurus.com/about-us/) - [Contact us](https://capitalgurus.com/contacts/) - [Hotels and hospitality](https://capitalgurus.com/industries/hotels/) [All financing options](https://capitalgurus.com/loans-and-financing/) ### Guides and reading - [How a business loan broker works](https://capitalgurus.com/guides/how-a-business-loan-broker-works/) - [Business loan requirements](https://capitalgurus.com/guides/business-loan-requirements/) [All guides](https://capitalgurus.com/guides/) ## Frequently asked questions ### Does Capital Gurus actually have an office in Las Vegas? Yes. Capital Gurus, Inc. works from 1700 S Pavilion Center Dr, Ste 420, Las Vegas, NV 89135, and the company was founded in Las Vegas in 2023. The main line is (725) 425-4307. The department lines and email addresses are listed on the contact page, and the advisor who reads your application sits in that building rather than in an overseas call centre. ### Does Capital Gurus hold a lender's licence in Nevada? No, and the reason is the business model rather than an oversight. Capital Gurus is a broker: we do not make credit decisions, fund transactions or set rates, so no lending licence applies, and we never describe the company as a licensed lender in any state. The funding provider that makes your offer is the regulated party behind the money. ### Do I have to be in Las Vegas to work with Capital Gurus? No. The office is here, the work is not geographic. Reno, Sparks, Carson City, Elko, Mesquite and Pahrump businesses apply the same way Las Vegas ones do, by phone, email and e-signature, and so do businesses in [other states](https://capitalgurus.com/locations/). Nothing about the application changes, and nobody needs to drive to Summerlin to sign. ### What does a Nevada business need to qualify? The honest minimums are the same ones we publish everywhere: 12 months in business, $15,000 a month, and credit considered from 525. You will also need three months of bank statements plus a government ID. Some providers consider applications at these minimums. Meeting a minimum does not guarantee an offer. The provider reads deposits and consistency, not a municipal boundary. ### How fast can a Las Vegas business get funded? Providers in our network give same-day decisions on complete files, and the quickest release funding as fast as 6 hours, subject to provider approval and document turnaround. What costs days is almost always a document problem: partial statements, missing pages, a screenshot instead of a statement. An SBA application is a different queue and is measured in weeks rather than days. ### Does Nevada law give me a disclosure form before I sign? Some states require the company making the offer to hand a business a standardised disclosure form first. What you receive in every state is the provider's own agreement, stating the amount, the payback, the fees and the schedule. Read it before you sign, and ask us to walk through it with you. We are not lawyers and this is not legal advice. ### Which industries does Capital Gurus work with in Las Vegas? The Nevada businesses we arrange funding for most often are in construction, professional services, manufacturing, restaurants and food service, and retail, and each has its own page on this site. Beyond that, Capital Gurus works with businesses in over 700 industries. Acceptance is genuinely industry-specific: where one provider restricts a trade, another may consider it. ### Can a new Las Vegas business get financing? Sometimes, and the realistic answer is smaller and shorter than what an established file reaches. Below the published minimums the question stops being which product and becomes which provider will look at all. Equipment with a vendor quote behind it, and receivables from a creditworthy customer, reach further than an unsecured request from a business with no deposit history. Still have a question? [talk to a funding advisor](https://capitalgurus.com/contacts/) ## Decisions from some providers the same day, depending on the provider. Subject to provider approval and document turnaround. [Apply now](https://capitalgurus.com/apply/) · Call [(725) 425-4307](tel:+17254254307) About 5 minutes, soft credit pull only. [talk to a funding advisor](https://capitalgurus.com/contacts/) By the Capital Gurus Editorial Team · Reviewed by Joseph Wartz · [Editorial policy](https://capitalgurus.com/editorial-policy/) --- Source: https://capitalgurus.com/locations/nevada/las-vegas/ · Last reviewed 2026-11-09 · Capital Gurus is not a lender.